Land, home, and business purchases are worth the time and energy to ensure the basic proof of ownership. Prichard Law Office, PC works to make sure your purchase is what you expect.

 

What is a title?

A title is the evidence that allows a person to claim ownership and possession of a property. A defect in that title can allow someone with a legal right other than the owner to claim the property or to make demands on the owner of that property.

 

What is an abstract?

An abstract is a history of the title to a particular tract of land. It summarizes the material parts of recorded documents affecting the title of the real estate. The abstract is not a guarantee, it is only a record of what has been recorded. It does not judge the correctness of any items it lists, it merely reports them for an examiner to interpret.

 

What is a title opinion?

A title opinion is a legal examination of the abstract. The opinion outlines the necessary requirements in order to obtain a clear title. Further, it lists cautions to the buyer / refinancer of all current restrictions to the property.

 

What is a title commitment?

A tittle committment is an offer to issue a title insurance policy. The title commitment will describe the various conditions, exclusions and exceptions that will apply to that particular policy.

 

Order a Title

To order a title please complete and return the form below to our Charles City law office.

Order Form – .xlsx (excel 2004 – current)
Order Form – .xls (excel 97-2004)
Order Form – .pdf (adobe acrobat)